Lower Credit Card Interest Rates

[BrainDamage]

No! I am NOT in the credit card industry in any manner. I ran across this on the Net and tried it myself.

If you are like the rest of us, you have a credit card. You also don't pay the entire bill at the end of the month. That means you pay interest, and, probably an obnoxious interest rate.

After I read this, I lowered my credit card interest rate by 9.5%!! That is a HUGE savings!

Anyway, check it out here (http://www.nbc6.net/livingcheaper/1782156/detail.html).

I am not sure if this link is allowed or not, but they certainly don't sell anything, and, if they did, it would not compete with The Den.. this link is to a T.V. station website.

Trust me, if I can do it, you can too... and there is MAJOR $$$ to be saved. And, with the holidays coming up, this is really important.

[hitme101]

Thanks,that is definately worth taking a look at.:cool:

[gandalf_thegrey]

It is really easy. I was paying over 15% on three cards. I was getting numerous offers for cheaper rates. I called all three credit card companies and told them "I was thinking of transferring my balances to a zero perecent offer that went to 9.9 after a certain amount of time but I was hesitant to change from a company I trusted and have been with."
Every one of the companies dropped thier rate and my highest on is now at 9.5%

[BrainDamage]

OK.. here is the deal..

If you were not aware that you could negotiate your interest rate, or if you did, and this was the nudge you needed to do it, remember this:

You will save TONS of money by following the advise I posted.

All I ask in return is that you take 50% of your FIRST MONTH savings on interest and send it to the charity of your choice.

If you save $50 a month, that is $600 a year. I ask you to send $25 to your favorite LEGITIMATE charity (50% of first month).

Fair deal?

[Sgt_Stedenko]

Yep, that's fair. :cool:

[rey2424]

great info thanks

[bwrr]

Well if you forget to pay your bill on time (couple days late,not 2 months) they charge you 20 or 30 bucks, call and raise a little hell. they drop the charge,

Also, my citixxxx visx is about 10%, well citixxxx masterfart was sending me 0% balance transfer offers for 9 months. Well its the same darn company!!!! Dam right I took it. (That 30 bucks a months I saved I just might be able to afford DTV. HE HE)


if they have to call me at dinner I can dam sure call them and complain!